Wealth Management
Wealth management is made up of wealth protection and wealth creation. Wealth protection is protecting your assets against unforeseen risks and circumstances. Wealth creation is using a variety of strategies to build your wealth by accumulating more assets and cash flow over time.
Sentient Wealth works with and for individuals, businesses and institutions
Our Approach
The Sentient Wealth methodology regarding wealth management is based on a set of principles, which has been found to be highly efficient.
OUR PRINCIPLES INCLUDE:
Ensuring all your protectionary needs are addressed through comprehensive risk cover at the lowest possible fee, optimizing your net cash flow position.
Aligning your strategic asset allocation to the objective of your particular investment, to ensure for appropriate risk adjusted returns.
Risk Cover
Strategic Asset Allocation
Building-Block Approach
Using a building block approach with conservative assets at the base of your investment, upon which risky assets are then placed.
Specialist Funds & Asset Managers
Using specialist funds and asset managers as opposed to multi-asset solutions
Passive Instruments
Utilising passive instruments to maintain fees as low as possible, whilst getting access to highly efficient markets, particularly with regards to global assets
Boutique Asset Managers
Utilising active boutique asset managers that can generate true alpha in the South African context, through greater flexibility.
Alternative & Thematic Investment Strategies
Using alternative and thematic investment strategies where suitable, to assist in generating long term outperformance and/or reducing risk.
Using these principles, we are able to address the 3 key pillars of investments, namely:
Minimising
Risk
Minimising
Fees
Maximising
Returns
If investments are about squeezing margins, we need to address the 3 pillars of investing to marginally enhance your wealth management outcomes.
My theory is not subject to the ups and downs of the unpredictable peregrinations of the stock market. It’s painful to do, but I think the idea of owning the stock market is the best approach to equity investing. The idea of buying and holding forever and not trying to make adjustments, requires that you had gotten it right in the first place. You can only hold tight if you bought right. That is to say, have an asset allocation that has something to do with how many years you have to accumulate money, how much resources you have at stake, how much income you need and how much courage you have to ride out the peregrinations of the market.”
— John Bogle
Partners
Sentient Wealth partners with only the best providers in each field to bring you the best-of-breed solutions. We continually reassess all options and change our strategy when it is deemed preferential or necessary.
LIFE INSURANCE & RISK PLANNING
INVESTMENTS & RETIREMENT PLANNING
TRUSTS, WILLS & ESTATE PLANNING
ACCOUNTING & TAX
BANKING & HOME LOANS
FOREX
